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Electric car leasing

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ELECTRIC CAR LEASING

Leasing electric cars is also very popular among private individuals. But how do you recognize good offers and how can you avoid unpleasant surprises?

For a long time it was common practice in Germany for private individuals to either buy or finance their car, regardless of whether it was new or used. Leasing, on the other hand, was considered a financing model for the self-employed and companies that can deduct the installments from tax. But then came the phase of low interest rates and government support for electromobility – and suddenly the topic of leasing also became attractive for private individuals. The fully electric Smart Fortwo was temporarily available for less than 10 euros a month, a Škoda Enyaq cost 160 euros and you could even buy an Audi E‑Tron for 289 euros. Without a deposit, mind you.

This was made possible by a very simple trick: the government share of the environmental bonus (up to 6,000 euros, depending on the model) was always included in the installments as a special leasing payment. And although consumers had to advance the special payment out of their own pocket, clever marketing gave them the feeling that there was actually no special payment at all, just the low monthly rate.

That’s exactly what’s happening now. For many people, the leasing of their electric car is expiring these days – and suddenly the VW ID 3 no longer costs 180 euros a month, but 400 euros. Unless, of course, you pay 6,000 euros down, which you won’t get back from the state. If you still want to lease a vehicle again, there are a few things you should keep in mind.

We all know the banners on the Internet that colorfully advertise what at first glance appears to be an incredibly low leasing rate. However, you should never let yourself be blinded by this, because as a rule the offers are simply glossed over.

First, you should check whether a special leasing payment is due and how high it is. What about the running time and mileage? 60 months and 5,000 kilometers per year are often calculated. In addition, the vehicles often have no special equipment. If you book a few extras and lease for 36 months with 20,000 kilometers per year, a dream leasing rate often turns into a nightmare.

In the overall calculation, one should not forget the one-off costs. For example, there are currently some fully electric models at attractive prices, but only in combination with a short term of 24 months. However, winter tires still have to be bought for the 24 months and delivery costs, often more than 1,000 euros, have to be paid. In purely mathematical terms, the actual costs for the vehicle quickly increase by 100 euros per month.

In order to assess how good or bad a leasing offer actually is, the so-called leasing factor should always be used. This is typically calculated from the monthly rate, down payment, term and gross list price. There are now numerous tools on the Internet that can be used to easily calculate the leasing factor, such as the ADAC leasing calculator, which also includes any one-off costs in the calculation.

Typically, a leasing factor of less than 1.1 is considered good, less than 0.9 is considered very good and less than 0.7 is considered excellent. However, due to the current market and interest rate situation, the scale has now shifted upwards by around 0.2 points, so that a leasing factor of 1.0 or 1.1 can still be considered very good.

With manufacturers like Porsche and Mercedes-Benz you rarely find leasing offers below 1.0, while Audi and BMW are known for regularly attracting customers with good leasing deals. For example, you can currently get the BMW i4 with a leasing factor of 0.73, while a Porsche Taycan is between 1.1 and 1.4.

When it comes to leasing, timing often determines whether you get a bargain or not. You have to know that the manufacturers actively control the leasing conditions through appropriate subsidies.

Best example: Tesla. The recently introduced Model 3 Performance is currently being offered directly by Tesla with a leasing factor of an impressive 1.7. With a purchase price of 56,990 euros and a 36-month term, you pay 969 euros per month for the vehicle. The Model Y Performance, which costs 59,990 euros, is now available for 783 euros (leasing factor 1.3). The reason for this? The Model 3 Performance is brand new and is in high demand, the Model Y is a must-have.

And that’s exactly how it works for all manufacturers. This means: If you don’t want a specific car at a specific time, you can almost always get hold of a model at good conditions.

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Total electricity needs from floating solar panels

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SOLAR
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High-resolution image of human brain

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BRAIN IMAGE

A small brain sample was broken down into 5,000 pieces and reassembled using artificial intelligence. The discoveries even surprised experts. The map is freely accessible on the Neuroglancer platform.

An atlas of the human brain is neuroscience’s dream. Scientists from Harvard and Google have now come a little closer to this. They created a nanoscale 3D map of a single cubic millimeter of the human brain. Although this only covers a fraction of the organ – a whole brain is a million times larger – this piece alone contains around 57,000 cells, 230 millimeters of blood vessels and around 150 million synapses. It is the highest resolution image of the human brain to date.

To create such a detailed map, the team cut a tissue sample into 5,000 slices and scanned them with a high-speed electron microscope. A machine learning model was then used to electronically reassemble and “label” the sections. The raw data set alone took up 1.4 petabytes. “This is probably the most computationally intensive work in all of neuroscience,” says Michael Hawrylycz, a neuroscientist at the Allen Institute for Brain Science who was not involved in the research. “It’s a herculean task.”

All previous brain atlases contain data with much lower resolution. On the nanoscale, however, researchers can trace the wiring of the brain neuron by neuron right down to the synapses, the places where they connect. “To truly understand how the human brain works, how it processes information and stores memories, we ultimately need a map with this resolution,” says Viren Jain, a senior researcher at Google and co-author of the paper published in the journal Science . The data set itself appeared in 2021.

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NASA simulation black hole

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NASA simulation black hole

NASA has now managed to create an interactive video that allows each of us to experience the feeling of getting very close to one. “Have you ever wondered what it would be like to fly into a black hole?” This is the question that starts an interactive video that NASA has published – and that brings us closer to the fascination of black holes.

NASA has now managed to create an interactive video that allows each of us to experience the feeling of getting very close to one of their most fascinating missions. This groundbreaking video uses advanced virtual reality (VR) and 360-degree imaging technologies to immerse viewers in a simulated space environment. Users can navigate through the intricate details of spacecraft, explore celestial bodies, and even feel as though they are part of the crew on a space mission. This innovation not only enhances public engagement and education about space exploration but also provides a unique perspective on the complexities and wonders of NASA’s work. So he simulated two different scenarios: one in which a camera replacing an astronaut narrowly misses the black hole and shoots back out, and one in which it crosses the border and falls into it.

In order to create such impressive videos, special basics are required. Schnittman and his colleagues used the Discover supercomputer at the NASA Center for Climate Simulation . The project generated around ten terabytes of data, which the supercomputer worked on for around five days, according to a NASA statement . For comparison: According to NASA, this work would have taken more than a decade with a normal laptop .

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